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Stop Foreclosure: Traditional Sale vs. Cash Offer

Listing Your House: Traditional Sale

  • Could take 4-6 months from listing to closing depending on the market
  • Protects your credit score from negative impact – if sold in time
  • May get you a higher equity payment
  • Takes more time to offload property

Getting a Fair Cash Offer: Fast Cash Sale

  • Takes 30 days or less to close
  • Protects your credit score
  • Great option for rundown properties or properties in pre-foreclosure situations
  • Find out if you’re a good candidate for a cash sale in less than 24 hours

Stop Foreclosure Now with a Fair Cash Offer

When we purchase a house, we never anticipate that it could end in foreclosure. Foreclosure can be a scary and even confusing process to go through even if you know all the ins and outs of the foreclosure process. Often our largest financial asset, losing the hard-won equity in your house due to foreclosure not only affects your cash on hand, it has the potential to destroy your credit score in one fell swoop.

Find out your best options to get out of foreclosure and move on with your life – while keeping your credit score and equity intact. Get your free online foreclosure guide to take control of your house fast and get back on the road to home ownership.

When Is it Too Late to Stop Foreclosure?

We know that the prospect of losing your home can bring up all sorts of emotions. Know that you’re not alone. Lenders repossessed over 42,000 homes through the foreclosure process in the US in 2023 alone. Fortunately, you don’t have to be one of those statistics. We’d love to help you out of this difficult, often overwhelming situation with equity in your pocket.

When considering whether to move forward with a traditional house sale vs. getting a fair cash offer on your house in Shreveport, you may need to move quickly. Often, the more time you have before foreclosure, the more options you’ll have to walk away with the most equity from your home sale. Even if your lender has already started the foreclosure process, most homeowners still have limited time to regain control of the house through a traditional or cash sale.

Is a Fair Cash Offer Right for You?

Getting a cash offer on your house has many benefits. In most cases, a cash sale will go through in 30 days or less. Cash offers usually have a faster time to closing, with less likelihood that the deal will fall through during the sometimes lengthy financing process. Even if everything goes smoothly with a traditional sale, the financing could take 45 days or more to close depending on the financial institution’s underwriting process.

Selling your house for cash also bypasses the need for a home appraisal in many cases. Depending on your situation, if you need cash quickly, getting a fair cash offer on your house in Shreveport may be the best decision for you.

Stop Foreclosure Before It’s Too Late

Time is unfortunately on the lenders’ side in most foreclosure situations. Foreclosure can take as few as 5 weeks in some cases. If you already know you’re in a time crunch, let us know about your situation here and one of our real estate professionals will reach out, usually within a few hours.

One of our home offer pros in Shreveport, LA will ask you a few questions about your situation and make an assessment about whether you’ll benefit more from a traditional house sale or a cash offer. They’ll lay out all of your options so you can make the best financial decision for you.

It’s possible to stop foreclosure so you can move forward with your life. Often, homeowners have multiple options to stop foreclosure before it negatively impacts their credit. Don’t worry! We’re here to help. Get our free guide to stop foreclosure fast.